Your Wealth Guide

When I was at the crossroads of my financial life a few years back, a lot of pathways were recommended to me to turn my life around and start gaining the freedom that I’ve always wanted. I tried everything at first, but I was also in the marshes of debt. I had run into quite a few commitments that I just couldn’t cope with. From network marketing to trading in the Forex marketplace, I just couldn’t do anything about my situation - taking risks was a risk in itself because I was always anchored by debt.

The issue here was that I, like many people who turn to the internet to eliminate debt, was that I was floundering around not knowing what to do. I needed to be taught, guided and shown exactly what to do. Let’s admit it, alot of us go onto the internet hoping to make money without a proper model or even a proper idea of what markets to choose, what products to align with or develop, or how to successfully utilise the many communications channels of the internet to get the proper volume to increase profits and make a viable income from the internet.

Many offers tout grandiose plans and sweeping promises. But how many exactly promise to hold your hand and guide you till your efforts bloom into independence? One of the most important things you should learn to develop (as I have realised in all the years I have been making money), is the strategy that you use. Be it in investment property, trading, mortgage marketing and speculation; every method has a sure fire A-Z list of strategies that can maximise your chances of landing a profit most of the time. While there is no 100% guaranteed fool-proof way of making money, you can pretty much stack up the odds on your favour, if you know the proper strategies to adopt.

This is how you can eliminate debt and create wealth from home. What you’ll need are reliable home-based study programmes that show you exactly how to eliminate debt and start leveraging on the resources at your disposable to make as much money as possible. I mean, affiliate marketing is a great way to generate a large amount of money, but if you have no idea how to do so, no proper structure in place and no strategy to point you towards the pot of gold over the digital rainbow, then you might as well have done nothing to eliminate your debt. Why work hard when you can work smart and if you aren’t, get smart.

An effective home study programme for wealth creation is the definitive tool that everyone needs in order to get a kick start in making huge amounts of money, eliminate debt and be financially independent - all from the comfort of your home. Many wealth creation gurus offer crucial how-to’s on DVD’s and eBooks which you can study at home. Take my word for it, it can change your life and get you focused and motivated to turn your life around - with a method that has been proven to works I would have given anything to have such vital information a years ago - but this is a problem you won’t have to deal with. There are plenty of legitimate wealth building resources and course that you can pick and choose from on the internet.



Are You Looking For A Realistic $250K First Year Income Potential?

Today. I’m going to steer well away from the normal topics I tend to write about. No internet or niche marketing, no rights or traffic generation techniques. We’re going to discuss something more primitive – “How To Have All The Wealth You Want”.

Before I start, I should mention that (a) my official education up to university level has been in the field of finance, investment & business and (b) I had spent about seven years of my professional life applying it within one of the biggest investment banks in the world prior to starting my own business.

Hope I don’t sound pompous…I say this only because you need to know you’re not taking advice from a clueless buffoon (there’s quite a few out there running ezines you know).

If you really want to acquire wealth – serious wealth that means you can go where you want, when you want, with who-ever you want, and for however long – you must first understand the following rules. Believe me, it took me a long time to understand them, and the sooner you “get it”, the bigger your bank balance and the fancier your holidays will be.

1.       Money? It’s Just A Concept – And You Can Have As Much Of It As You Want.

First, understand that wealth is just a concept.. People seem to view money as a sort of god. They worship it. Respect it. Even feel they are not worthy – in actual fact, the “rich” understand that wealth is a concept. It can be “created” out of thin air. 

2.       Want Wealth? You Must Own Your Own Business.

I suspect you know this already. Without exception, the richest people in the world OWN businesses – they don’t work for them. The rich control assets – buildings, businesses…and these days, influential websites. If you’re reading this as an employee of a company – understand that the system is stacked up AGAINST you to own serious wealth. As an employee you’re just a cog in a machine that’s designed to create wealth for someone else (the owners/shareholders of the business you toil for). You really must devise a plan to escape the rat race and start your own business. That doesn’t mean going in to work on Monday morning, giving your boss a clip around the ear and handing him your resignation. Not at all (though if you do, be sure to post it on you tube).. It means developing a personal plan that generates extra income that grows till you can take that step and work for yourself full time.

There’s an old saying that I believe to be apt for all employees – the problem with the rat race is that even if you win, you’re still just a rat.

3.       Know What “Wealth” Is For You

My idea of wealth is different from yours. Bill Gates has a different idea from both of us. You must know what wealth is for you. Is it to have enough money to pay the bills, or more? I would hope the latter. You must identify a target – write it down – because unless you know where the target is, you’re probably going to miss.

4.       Be Motivated For Wealth

Motivation is seriously under-rated. It comes into it’s own when the going gets tough (and if you have a right old go at becoming wealthy, believe me they WILL get tough). When you know what you’re doing the grit for, you’ll pull through. Think about what matters to you – is it family? Charity? Or do you just want to party on a beach in the Caribbean and pull pretty girls (or guys)?

There’s no right or wrong answer – just know why you’re doing it for, it really helps.

These are some of the things that are in my personal wealth diary. Next, I want to talk a little about some of the actual steps you can take to secure your financial well being.

5.       Be Financially Literate

It’s actually shocking, but schools barely prepare young minds with the knowledge and skills required to build personal wealth. Looking back during my own education, I dread to think where I would be today, financially, had I relied on what I picked up there. Probably behind the counter at a Burger King.

It’s really important to arm yourself with an understanding and knowledge of how money, wealth and such things work. You must understand how to read a balance sheet. You must be able to understand a stocks movement. You must be able to identify trends in the financial marketplace – be it stocks, bonds, real estate or one of the many financial investments you may not even know exists.

On that note, the more literate you become, the more investment ideas you’ll unearth. There are thousands of different investment types that the average joe on the street is clueless about. Some of these are very powerful.

For instance did you know that you can invest in a paid parking lot for a few hundred bucks? And you get dividends on the parking proceeds, plus capital gains on the land year after year. This is just something that springs to my mind – I’m not advocating it, just letting you know that there are wealth generation ideas to suit every style and budget of investor. But unless you educate yourself, it’s all passing you by.

6.       Be Very Aware Of Fear And Greed

Fear and greed are the two basic emotions that drive markets. They can equally make you very wealthy, or crush your assets into a powdery dust. You must be able to work them (and even today, with years of experience and training under my belt, I find this a challenge)

Some of the marketing guru’s are true masters of manipulating these virtues. In fact, see any well crafted sales letter and you’ll see, in between the lines, they’re using the emotions of fear and greed to get you to pull the trigger. Your business will die if you don’t buy my “ultra bultra automatic red button traffic generation software” they’ll bleat. And most people will fall for it, because it’s a psychological trap that we’re all programmed to succumb to. 

Fear and greed dominates every aspect of our world – including our ability to generate and grow our fortunes. Look out for it.

7.       Which Wealth Building Investments? That Changes From Day To Week To Year…

Ten years ago, real estate investment in the Docklands (Canary Wharf) was such a no brainer. With investment banks moving into this area in droves, and a plethora of bistro’s, shops and malls springing up, real estate prices doubled and trebled promptly. Today, that boom has levelled so it no longer is the same investment it was.

My point here is that there is no “one size fits all” investment that always works. However, there are usually bargains to be had in any and every environment. Today, one of the biggest bargains around is setting up an e-business using skilled labour with outsourcing from fast-growing countries like India. We’ve discussed this at length in the past so I wont go back to it, but it’s a real area to look in to.

There’s a lot more – real estate in some regions remains a fairly sure bet. Stock markets are jittery, but if you take a five to ten year stance there are companies out there that could hand you an early retirement. You just need to know how to find them, and again that all boils down to education. I’ve made spectacular gains in the markets, and it’s all because I know how to read a company’s financial statement plus make a few key investor calculations. If you can run an e-business, you can certainly do this too.

 

Don’t be left behind - take firm control of your financial destiny starting today.

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The Best Way Of Being Financially Wealthy Is To Own Your Own Online Business. A Free Lifetime Membership To Internet Business Entrepreneur Gives You All The Video Training And Resources To Do This From Start To Finish:

http://www.digital-resale-rights.com/ibelifepass.htm



Build Wealth!

The Small Business Real Estate Wealth Building Strategy

Thus far I have been talking about the advantageous financing that a small business person can access to acquire real estate for business use. Before doing so, you have to be sure that it makes sense to own your business location, rather than lease it. Let’s look at the reasons for buying business-occupied real estate versus leasing.

Reason 1: Control

When you own the location for your business you have a greater degree of control over what you can do with the space. In lease situations, you always have a landlord who is concerned with the condition and state of the property who may attempt to limit your use.

Reason 2: Diversification

The business real estate is a separate asset from the business itself. In purchasing the building, you have automatically diversified your asset base. Now a portion of your net worth is in commercial real estate and on a different growth path than your business.

Reason 3: Equity Creation

When you make those monthly lease payments you are doing your landlord a great favor by either helping him pay down his loan or increase his net worth. Either way, that money is put to better use if YOU are the one whose loan is being paid down, building your equity in the property.

Reason 4: Payment Assistance

Wouldn’t it be nice to be the owner AND a landlord at the same time? If at all possible, try to purchase a building with additional space for other tenants. You can use their cash flow to help you acquire a larger property, pay down your loan faster, increase your personal cash flow, or a combination of the three.

Reason 5: Estate Planning

Since the building is a separate asset, there are different approaches to managing its position in your portfolio. Common strategies include putting the building in personal or trust name and leasing the space to your business. Also, keeping the building in a separate ownership name gives you some further protection in the event things don’t go as planned with the business.

The Wealth Building Strategy

From these reasons it should be fairly straightforward to derive the small business owner’s real estate wealth building strategy. First, look for a property in which to locate your business. The property should meet your business’ immediate and medium term growth needs.

Second, attempt to find properties that can accommodate or have existing tenants for payment assistance. Obviously, this step should not conflict with the first one. However, a little patience in finding a multi-tenant property that you can use for your business will pay off significantly down the road.

Third, acquire the property with advantageous financing that maintains working capital at acceptable levels and allows for accelerated pay down of the loan principal for equity build-up. In other words, assuming it makes sense, get high leverage or LTV financing that keeps cash in the business. At the same time, make sure that the loan you obtain allows for extra “pre-payments” without penalty so that you can accelerate equity growth in the property and increase future cash flow.

Fourth, position the property to meet your estate goals. How you take ownership will have a significant effect on your estate planning. You should get both your tax and estate planning advisors involved before you close the purchase escrow.

Fifth, implement and accelerated repayment strategy to maximize equity creation. As mentioned in the third step, this is where the smart investor uses his excess cash flow to reduce overall interest expense on the property and increase equity. Properly “reversing” the amortization principal used by lenders reaps massive gains in wealth over relatively short periods of time. I will cover this topic in the next article.



Let us teach you how to be successful!

If you are in position to do some investing in an opportunity that will allow you to go into business for yourself, it is very important to learn everything about your investment before you put your money in, and when it comes to organizations like Wealth Masters International, it is all the more important. When you are dealing with companies which require you to put in a large dollar amount into accessing their trade secrets, you do need to be wary, but it is similarly important to make sure that you don’t let good opportunities pass you by.

Essentially, Wealth Masters International is a network marketing company. If you are new to the world of making connections and getting customers online, you might use a company like Wealth Masters International to guide you through the process and this instruction can be quite relevant and handy. No matter how many comparisons can be made, it is important to remember talking with people online is different from doing so in person, and Wealth Masters International is one of the companies out there that promises that it will be able to help you learn how to attract people through both online and physical means.

If you are looking for an opportunity that offers you education, but then allows you to make your decisions regarding product and commencement, Wealth Masters International is certainly able to help you do just that. In fact, one criticism that this company often faces is a lack of support from people who have enrolled in their program. If you are a fast learner who can operate fairly independently, this might be a great way for you to get ahead, but if you are a bit more timid or feel that yo need further guidance, you might want to look elsewhere.

This company came in existence and their primary objective is providing major educational solutions by giving you the knowledge as well as the tools required to change your life by helping you achieve what you never believed was possible before. And the company does this by helping you eliminate your debt legally. Also by increasing your cash flow and by implementing their latest wealth building strategies that were only known before by the rich, you can now obtain better self insight and mastery once you learn what the rich already know.

When it comes to investment, most, if not all people will be shocked by Wealth Masters International’s price tag. Indeed, the price for getting involved with Wealth Master International ranges from 12,000 dollars to 20,000 dollars, a huge investment for an industry where similar services usually top out at 3,000 dollars. When it comes to actually getting involved this cost for program materials and guidance is usually where people get turned off.

If you are looking for an opportunity to get involved in some fairly high level exercises regarding networking Wealth Masters International may be for you, but remember to do your own research as well. Contact the company and see how you feel, and remember to ask about their success rates!



Are You Looking For A Realistic $250K First Year Income Potential?

There are probably lots of things that you want to accomplish in your life. One of the most important things is learning how to focus your own life and your own career so that you can make the money you need to make in order to succeed in the world around you. By looking at wealth masters and by doing what you can do to make the money you need, you will be able to truly take advantage of that income you have always wanted. Both wealth masters and wealth masters international are important because they will allow you to get the most money that you can possibly make during your life.

Being one of the wealth masters doesn’t have to be hard. It can be something that you do on your own, with your own ambitions. All you have to do is figure out what you really want to accomplish, and then work really hard to get there. There are lots of things that you can do to be one of the wealth masters, and if you work really hard, you can even be one of the wealth masters international.

The main point should be that you are able to take a good look at the things that you want to accomplish, and the figure out how you can get there. Things like direct sales often offer you the best shot at being able to actually maintain the wealth that you have always dreamed of having. There are many ways that you can obtain this wealth, and it is often going to be up to you to figure out what these ways are. Remember that wealth doesn’t have to be something that controls you, it can be something that you control.

The best way that you can be one of the wealth masters or one of the wealth masters international is to truly stick with an idea that works. You want to have an idea, or get on board with an idea that someone else has had and then work hard to make that idea work. This is often found in direct sales, or in other types of product sales. It is important to figure out where you can find these types of ideas, and where you can meet up with folks who have the same ideas as you.

With a lot of hard work and a little bit of determination, you will find that you are actually able to build the wealth that you have always wanted to build. This doesn’t have to be something that is hard for you to do. It can actually be one of the most natural and one of the easiest things for you to do. In order to truly build the wealth that you know you are deserving, there are a few things that you can be sure of. One of them is that in order to get the right types of wealth, you need to focus on what you need. The other is that with the right attitude, you too can build the wealth that you deserve.



Build Wealth!

A new era in network marketing has begun online. In partnership with the successful and debt-free company Travelencia, this all new network marketing paradigm can help you to join and build an Unselfish Wealth Team. This team and this technique build wealth by building up a bigger, better reputation for your own business!

Travelencia puts it all together for you–your prospecting, your presentation, and your training to let you understand the products that you’ll market–so that you can reach an unprecedented level of ease and simplicity with your home-based Internet business, as well as more money than you ever realized you could make before.

Put together by a small group of experienced marketers led by Barry Eschenberg and Jim Reynolds, this new free marketing system, based on concepts like the “Law of Attraction”, sets you up with a system that pays back as well as “paying it forward”, first and foremost seeking win-win situations for all involved, and putting aside old notions of cut-throat competition and secret-hoarding. There is more generosity and sharing within this network marketing system than there has been before in any other similar system.

Just like Travelencia, Reynolds and Eschenberg know that the marketing gurus out there who promise to sell their “secrets of success” are doing nothing of the sort. They don’t want you to be successful - they’d have more competition then! Instead these marketing experts sell you the seeds of your own failure; they would rather keep have you scrambling for pennies while they make all of the real money.

Now there is finally someone who is openly sharing the secrets that are hoarded and hidden by the successful Internet marketing gurus. They provide free ad campaigns, inexpensive marketing professionals to do all your “dirty work” for you (no more prospecting or personal recruiting for you), the secret to leveraging the most-used Internet search engine term, a Leadership Bonus Pool that rewards unselfishness, a proprietary “4 x 6 matrix pay plan”, and a transparent step-by-step blueprint for proven wealth building that all you need to is copy.

With this new “unselfish” marketing system put in place by Travelencia, you will be told of more than seven million websites where you can place free classified ads to drive traffic to your websites. What’s more, you’ll be shown how to take just 15 minutes a day to place three of these ads, with nothing more for you to do while the money streams in. This system is already proving itself over and over and over again and is already in place in at least 200 countries spanning the globe.

This unselfish wealth team plan costs you only pennies a day and can make you wealthy beyond your wildest dreams. The best part of all is that you needn’t do any salesmanship, so no more feeling like a carnival barker ever again!



Are You Looking For A Realistic $250K First Year Income Potential?

You know the story: Small time entrepreneur starts a business in his garage and almost overnight takes the company public to dominate an industry. O.K. so this is the exception and not the rule. Most small business owners probably have different motivations for starting their businesses, but the majority will probably include building wealth as one of the reasons for doing so. However, most small business owners miss an amazing opportunity to use their businesses to grow their personal wealth outside of their normal business activities.

The owner of a small business is usually focused on the day to day activities of keeping his or her business running or growing: Sales, accounting, collections, inventory, etc. Some have aspirations of becoming wealthy, yet most settle into a daily routine that lacks the focus necessary to truly develop wealth.

However, even these average business owners can start on a path to true wealth building that still involves their businesses, but creates this wealth because of the business, not through doing business. In fact, the wealth creation can be put on autopilot and converts a normal business expense into a powerful leverage tool. This amazing opportunity is achieved through the purchase of one or more income producing properties utilizing advantageous financing available only to the small business owner.

The theory is simple: The purchased business property is used initially to house the business, but it should also offer the business owner the opportunity to earn third-party rental income. As part of an estate plan, the use of the business to acquire and build a portfolio of income producing properties is an overlooked, but effective means of creating significant retirement income that is hedged against inflation.

First, a business owner has to decide if it makes more sense to own rather than lease for business use. In a later section, I will cover the “Lease vs. Own” decision, but for now I will focus on the assumption that a business owner wants to follow a real estate acquisition program to supplement his personal wealth. Let me give you some background before going into the actual steps of the strategy.

There are three types of third party financing that can be used in the acquisition of real estate for small business use. They are: Small Business Administration (SBA) loan programs, conventional real estate financing, and conventional small business financing.

The SBA programs for businesses come in two versions: The 7a (http://www.sba.gov/services/financialassistance/sbaloantopics/7a/index.html) and the 504 (http://www.sba.gov/services/financialassistance/sbaloantopics/cdc504/index.html). If you require in-depth knowledge of each of the SBA’s offerings, then click the links above. In summary, here are the programs:

THE 7A

This is the SBA’s “flagship” loan and is used for almost any business purpose: Inventory, equipment, real estate, etc. It helps qualified small businesses obtain financing when they might not be eligible for business loans through normal lending channels. It is also the agency’s most flexible business loan program, since financing under this program can be guaranteed for a variety of general business purposes.

Loan proceeds can be used for most sound business purposes including working capital, machinery and equipment, furniture and fixtures, land and building (including purchase, renovation and new construction), leasehold improvements, and debt refinancing (under special conditions). Loan maturity is up to 10 years for working capital and generally up to 25 years for fixed assets.

THE 504

The second option provided by the SBA is the “504” program. This program provides long-term, fixed-rate financing to small businesses to acquire real estate or machinery or equipment for expansion or modernization. A 504 project is a “two loan” program that includes a first lien provided from a private-sector lender and a second lien secured from a Certified Development Corporation (CDC). This second lien is funded by a 100 percent SBA-guaranteed debenture. These two loans usually combine to provide as much as 90% of the cost of the real estate purchased by a small business owner, the other 10 percent equity coming from the borrower. The program helps small businesses expand while preserving working capital.

For a recent press release from the SBA concerning the popularity and use of the two programs, go here:

http://www.sba.gov/idc/groups/public/documents/sba_homepage/sba_news_07-71.pdf

In the next article, I will cover other financing alternatives for small business owners and then begin to develop the Wealth Building Proposition for Small Business Owners.



Serious Entrepreneurs ONLY Beyond This Point!

Anyone can easily Build Massive Wealth with the right essentials in place, those being, proper training, tools and resources, support, and most of all the will to want it bad enough.

Most any successful business starts out with a plan. To build massive wealth you will need a plan also. Everyone knows that great things need a plan. Although there are many avenues to make plans for in starting a business, Internet Marketing is one of the easiest, most fulfilling routes to take. Internet marketing is so easy that most people try it on their own, something not advisable for many reasons. In   Knowing what you are doing, working from a plan, it is easy to see what you are doing and where you are going, as well as having a definite idea of how you are going to make use of a working blue print of something viable (realistically workable) to build on. Unfortunately Most of the so called business opportunities seen on the internet are anything but and are good places for aspiring internet marketers could go only to fall into traps where they spend, spend, spend and get no closer to earning 1 penny than they were when they very first started out.

In order to be sure that your plan is workable you’ll need to do some research and check to see if the company or the plan you decide to go with has merit, good or bad, in order to build massive wealth you will need–1.Something with a workable plan 2.To have proven itself to be a great money maker 3.Merit, something that people, media, magazines, have rave reviews about over and over. The concept of internet marketing is a simple one and is probably why so many people are attracted to it so easily and that is that all you need to start earning is a consumer and a product. Aligning these two entities in efforts to drive sales to either your website or an affiliate website is all you need to do and you do not need your own product to succeed as an Internet marketer as there are 10,000’s of companies that are literally begging for people like yourself to promote their products/services online in exchange for a commission. Building massive wealth has never been so easy.

Sounds easy, is easy, providing you have the necessary skill to align people and products (internet marketing) together to make a sale in which you earn a commission from for doing so. There are many different avenues you can take as an Internet marketer, and there are many different techniques you can use to make money online. Unfortunately this is where the problem comes in, for most, where you have to bring the 2 entities together. It takes great skill to become a very effective internet marketer and build massive wealth but the upside is that it is being done everyday.

How and where, you might ask yourself, could you acquire such skill? And how much will it cost and how long will it take to learn such a skill. Well you will be happy to know that from the comfort of your very own home you can learn this skill in just weeks from very skilled professionals who make it their business to train ambitious,hungry minds this very lucrative way to earn the best living anyone could ever want. With the incredible knowledge that could be obtained   Building massive wealth would be as simple as if a light switch had just been turned on inside of your head. Although there are many, many different techniques in internet marketing it only takes mastery of just one to aquire wealth.

Internet marketing is amazingly fascinating and the things   that one could accomplish with the proper skill is truly     neverending. Building massive wealth is merely one accomplishment. There is notoriety, recognition, and so many more uses for this incredible skill so easily learned. Because of the many different variables of internet marketing, trying to go it alone is a big mistake that most aspiring marketers make and in doing so, after failing, give internet marketing the undeserved name of being a big scam. The worst part of all of is that someones dream gets crushed in the process. Our dreams are the first process of something wonderful, the first step in a plan. The experts will help you to do the rest.

For those aspiring internet marketers who have crushed dreams, and those who are still just kicking the tires, Internet marketing is alive and well. Take those heart felt dreams to a competent source, a source with a real life long plan that works well to build massive wealth with. We only live once, never, ever give up on your dreams.



Build Wealth!

Building wealth is all about having a system that implements fundamental steps that once you have learned can be applied to create wealth. These steps are crucial to achieving your Financial Freedom Day.

It is never too late to build a financial wall around you and your family that nothing can get through. This would be referred to as financial security. We call it your Financial Freedom Day! It is the day when you have enough assets that pay for all your expenses now and in the future. The quicker you identify your financial freedom day the better. It does not have to be 10, 15, 20 or even 30 years down the track. It is not unrealistic to have a Freedom Day of between 3-5 years. It is the day that you can travel with your family when and where you like with no restrictions, afford the home you want, put your children into the schools you desire and teach your children there are no limits.

Financial freedom is having an asset base which generates the income to not only meet your needs but to create a lifestyle that you dream of. You do not want to be relying on anyone for your financial freedom, the government, your employer, your partner, your husband, your family. Financial freedom changes your life!

So now you ask; how? How do I set a financial freedom day? How do I achieve fianancial freedom? Ask yourself At what age would you like to be financially free?

To achieve financial freedom you need a system. A proven, step-by-step, time tested system that will get you on the path to building wealth. This system

is called ‘Building Your Wealth Cycles’ comprising of 8 fundamental steps to building sustainable wealth. All entrepreneurs have a system to build wealth.

The 8 fundamental steps are as follows: -

1. Financial Conditioning

One of the first areas that must be looked at is your mindset with regards to money. Your mindset is a result of your financial conditioning, you must be aware of your conditioning and the impact it has on your potential to create wealth. You must be able to make the changes necessary to bring money and wealth into your life. We have been conditioned about our money beliefs from a very young age from people around us that loved us very much, like our parents, grand-parents, teachers, coaches, peer support leaders and other family and friends. They only know and understand what they have been taught about money from the family that raised them.

Start to think about the language that was used in the home when your were growing up. Was it “money doesn’t grow on trees” or “no, we can’t afford that” or “Do you think we have a money tree growing in the yard” or “I’ll put that away for a rainy day” or “Money isn’t everything” and finally “Money is the root of all evil”. These are just some of the beliefs that have been handed down generation to generation in countries all around the world.

We encourage you to sit down and write down some of your beliefs around money. Also, ask your children whether they hear your limiting beliefs around money and what are they.

2. Financial Baseline

Your financial baseline is all about identifying where you are right now with your finances. You must take a look at the reality of your present financial situation. Start today, from where you are right now. It might be a little scary or fearful. You cannot get to where you want to go without knowing exactly where you are today. Start asking some very basic questions like How much money do you currently earn? How much money do you spend? For how much, and to whom are you in debt? Do you have anything set aside in savings?

Just remember, what you did yesterday, last month and last year does not have be indicative of what you are capable of doing in the future. The most important thing you can do is take stock of where you are right now!

Also, how do you keep your financial records. Do you keep things in a shoe box and only empty it out once every year. Do you have piles and piles of paperwork everywhere. Do you have a filing system set up? If you don’t have your finances organised then you will not have a good clear picture of your financial baseline.

3. Financial Freedom Day

Millionaires always have a plan. They determine their financial goals and take action to make them happen. Your Financial freedom Day is the day when you’ve reached your financial goals. To determine when your Financial Freedom Day is you need to know what your vision is. Your vision is a picture of how you want to be living sometime in the future. In order for you to be motivated and move towards your vision it must be exciting, realistic and must never compromise your valuues. You must also excercise no limit thinking. There are 3 things you need to clarify in order to declare your Financial Freedom Day. They are your monthly cashflow, your total net worth and the day, month, and year that you want this to occur.

4. Managing Your Lifestyle Choices

Managing lifestyle is all about managing your debt levels. It is about creating a debt elimination plan that will eliminate credit card debt. There is good debt and bad debt. Bad debt is debt associated with lifestyle choices. It is where you’re using your income to increase your liabilities. Good debt is debt that is acquired through the purchase of assets, assets that are then invested to produce passive income.

5. Foundation of Your Wealth Cycles

A wealth cycle is a process whereby you are paying yourself first before paying anyone and anything else. This ensures that money is being allocated to your asset column. It is something that is ongoing and the purchasing of assets does not just happen once. A wealth cycle also includes an understanding of entity structuring for the purpose of protection and tax. You must also make a decision about the type of investor you are whether you are active or passive. You must also develop some money rules and stick to them.

6. Acceleration fo Your Wealth Cycles

This is all about education. You must educate yourself in the areas you want to invest whether it be stocks and shares or real estate or international securities or commodoties or collectibles. Seek mentors and coaches that specialise in those areas of wealth creation.

7. Leadership of Your Wealth Team

No-one creates wealth without a team around them. No more ‘Lone Ranger’ you must surround yourself with team. Leadership of you wealth team is one of the most under-discussed areas of leading your wealth. Make no mistake, you are the leader of your wealth team, whether you realise it or not. Your job is to inspire, motivate, hold and communicate the vision to all of those on your team.

8. Creating Sustainable Action

Keep taking action each and every day. You must every night right out a list of revenue producing activities. You must work towards your Financial Freedom Day, every day. Even if they are small action steps it does not matter.

Expand your knowledge in these 8 fundamental steps through education, mentoring, coaching and acquiring specialised knowledge and it won’t take you long at all to achieve levels of wealth you never thought was possible.



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If you have small capital and want to build wealth quickly you can if you can learn how to harness the power of leverage. Leverage if used correctly can help you build serious wealth quickly.

Lets take a look at how this can be done.

What is Leverage?

Leverage is simply a way to make you invested capital work harder.

For example, if you have $1,000 to invest and you have a leverage of 100:1 you have 100 x $1,000 or $100,000 you can invest.

So how do you get this leverage?

Obtaining leverage.

One simple way to get leverage is to open a Forex trading account ( don’t worry if you know nothing about forex we will come that in a minute), a forex broker will grant normally up to 100:1 as standard, as soon as you open an account.

A Word Of Caution

Of course leverage can work for or against you, so must be able to run profits and cut losses quickly and use strict risk control.

Why Forex

Contrary to popular believe, Forex trading is relatively simple to learn, for those traders willing to put in the time and effort to do so and the rewards are huge.

Anyone can learn how to do it, so lets look at how you can to.

If you look at any graph or chart of any currency you will see long term trends that last for months or years as a currency moves up or down to reflect the long term health of the economy.

Of course, if you can pick strong currencies and sell weak ones and hold these trends then you can make a lot of money and with leverage working in your favour, your can build wealth quickly.

So what currencies look good?

At present good currencies are those with healthy economies ( strong GDP) and an exposure to commodities.

If you consider that commodities are rising strongly in value, this makes total sense.

A good example would be the Canadian dollar, which has huge reserves of oil and other base commodities and a hungry neighbour (the USA) its currency set to rise in value in response to this economic strength.

Buy Strong Currencies Sell Weaker Ones

If you were to compare Canada to the USA you would see why the buying the Canada Dollar V US Dollar makes sense.

The Canadian economy is strong with a huge budget surplus and strong exports of commodities.

The USA however has a sluggish economy, debt is causing serious problems and the fact that it has to import commodities means that this is reflected in a weaker currency.

Is it really that simple – Simply buy Canada dollars and sell US Dollars?

The answer is yes and no.

You need to be careful with timing but if you can get in at the right time you can simply buy and hold – Add in leverage and you could be making 50 – 100% annual gains on just leverage of 10:1.

You can learn how to time your entry by looking at forex charts and learning a bit about technical analysis and your all set.

The information you need is all on the net and you have the potential to invest small sums and build wealth with the power of leverage, you just need to do some homework, but this may be the best time you ever spent studying.

Forex trading can be learned by anyone willing to put in the time and effort and the rewards are huge - the above is just one example of investing in currencies to make big returns with leverage and there are many more.

Take a look at this method of building wealth and you may be glad you did.



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